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Dalai Lama: “Man surprised me most about humanity. Because he sacrifices his health in order to make money. Then he sacrifices money to recuperate his health… “You get your car tuned-up every year. Why wouldn’t you get an annual medical check-up as well? An annual health check-up or periodic health check is useful as it can help to detect and identify diseases or the warning signs of an impending disease very early. This makes treatment a lot more effective, less expensive and less invasive. In addition to detecting such diseases before a patient turns seriously ill, such periodic check ups also give you a detailed update on various health parameters like cholesterol levels, blood sugar levels, blood pressure and body weight. This helps to gauge your overall health and it enables health care providers to assess health risks and advise you on lifestyle on dietary measures to counter such risks.Benefits of an annual health check upThere are several advantages of a regular complete body health check up with a doctor. One of the most important benefits is the prevention of disease. Preventive health checks are important especially for individuals with risk factors for different health conditions. A master health check up can also aid in the early detection and treatment of a health problem, which is valuable especially in cases of cancer. The examinations and laboratory tests that will be done during a health check up vary depending on an individual’s age, sex, family history, and lifestyle. Health check ups also promote better patient-doctor relationships and allow the doctor to promote healthy habits through patient education.Composition of a regular health check-upBesides an overall physical examination, which includes the eyes and teeth, a standard health check up is meant to assess the functioning of the heart, lungs, digestive system, liver, kidneys and, immune system status. Sometimes certain cancer-specific tests like PSA (Prostate-Specific Antigen) for men and mammography and some gynecological examinations in women are also included.A body health check up primarily comprise pathology (blood and urine), imaging (x-ray and ultra-sonography), lungs function test and cardiac stress test. These tests should ideally be carried out in an accredited laboratory or a hospital which is equipped with the best diagnostic tools. It is very important that the results of these tests be interpreted and examined by qualified physicians.Common investigations in a regular health check upA regular health check up will comprise of the following investigations:1. General Physical Examination (body weight, blood pressure, pulse rate, etc.)2. Laboratory investigations:a) Complete Haemogram: It is a panel of tests to examine different components of blood and used as broad screening test for such disorders as anemia, infection, and many other diseases.b) Lipid Profile: Used to assess the risk of developing cardiovascular diseases.c) Liver Function Test: Used to assess the functioning of the liver or diagnose liver diseases.d) Kidney Function Test: Used to evaluate how well the kidneys are functioning.e) Blood Sugar: Used to measure blood glucose for checking pre-diabetes and diabetes.f) Chest X-ray: Used to examine the chest and the organs and structures located in the chest.g) ECG/Treadmill Test: Used as a diagnostic tool to measure the rate and regularity of heartbeats and for assessing cardiac stress.h) Ultrasonography of the abdomen: Diagnostic imaging technique used for visualizing organs and structures in the abdomen including the liver, gall bladder, spleen, pancreas and the kidneys.i) Urine Routine Examination: Used for general evaluation of health, metabolic or systematic diseases.Getting the right type of body health check up is important and while considering it, certain factors like age, lifestyle, family history, and risks should be taken into account. Regular health examinations and tests help detect problems before they start. Opting for a right health check up, screenings, and treatments means one is taking steps to help one live longer and healthier life.If nothing else, it gives important information about one’s body to ensure peace of mind and to make lifestyle adjustments. Even the most basic body health check up can identify underlying illnesses. An illness picked up in the early stages is, after all, far easier to cure.

Would you like to learn some highly effective digital marketing strategies? But first of all, what is “digital marketing”? Some people believe it’s a different form of internet marketing, but in truth, it’s actually the same thing. These days people come up with all different kinds of terms to re-describe the same thing. Digital marketing is the same thing – people are just trying to profit off of a different wording of the same topic.I’m sure you’ve probably also heard the terms: “inbound marketing”, “influencer marketing”, “outbound marketing”, and etc. But all of those are the same concepts of internet marketing strategies that have been already tested and proven to work. These people are just now figuring this stuff out. So digital marketing is just internet marketing. And also, some people get it confused with eBook marketing.If you’ve ever heard of someone say “digital download”, that means that a product will be available for you to download immediately after you order. This is called a “digital product”. This is not digital marketing in its full form. Digital marketing is just a familiar term that people interchangeably use to describe tactics for promoting your products on the internet. With that out of the way, would you finally like to learn some highly effective digital marketing strategies?I want to go over a few concepts that will allow you to soar past your competitors and get you the increased traffic, sales, and profits that you are looking for. These tactics are easy to use and implement, and are simple ways that you can improve everything that you’re doing within a short period of time. Let’s take a look at the first strategy that you can use to improve your digital marketing efforts:1) Guest blog postsIt doesn’t matter what industry or niche that you operate in. With guest blog posts, you can stand out and position yourself as the “go to person” in your niche for whatever you do. You will stand out as the authority and the expert that people will instantly think of whenever your line of work comes to mind. This is essential to know, because credibility is everything online, and standing out as the obvious expert is a crucial step in gaining more new sales.So I guess you’re wondering what guest blog posts are huh? It’s okay if you don’t know. A guest blog post is simply a lengthy and informative blog post about something that you’re knowledgeable about. The blog that you submit your guest blog post to should be in your niche, and shouldn’t be a rival competitor of yours. Do you know why this is such a highly effective strategy?Usually high traffic and famous blogs in your niche will have a high readership. This means TONS of free promotion for you and your website – should your information be good – and should the blog owner request that you send more blog posts. If you can get a partnership where the blog owers wants to exclusively collaborate with you because you offer great content, this could be an endless supply of free traffic for you.Plus, you have to think about the syndication that this will get you also on social media. The more blogs you post on, and the awesome job that you do, the more your reputation will increase, and the more you will become an expert on your subject. Soon people will be coming to you, looking for more of your great information that they can use in their lives. Here’s another highly effective digital marketing strategy that you can do:2) Viral eBook marketingViral eBook marketing can do wonders for your website traffic and your business. Imagine writing a free eBook about a topic in your niche, and having it available for download on your website. You can put your website link(s) all over it, and tell the readers that they can offer it for free on their website (as a form of free content), and that they should pass it around to their friends and colleagues.This can be an amazing free traffic tool for you. The more people who download it will have the ability to use it for themselves, offer it for free, and recommend it to others. Soon with enough people downloading your free eBook, it can take off on its own and be a major traffic tool for you without you doing a thing. As long as the content is good and it benefits people, offer it on your website and let it do its thing.You will want to include your homepage link inside of it, your affiliate program link, a link to your blog or articles page, and a link to a page that has your products or services on it. That way while people are reading through your book, they will have the chance to click through to your site multiple times and potentially sign up for one of your offers. This can be a big deal.Not only that, you can submit it to the free eBook directories. eBook directories store your eBook for people to read, download, and use for promotional content on their site. Plus on some eBook directories, they require a direct link – thus giving you a high quality and relevant backlink to your site. This is digital marketing 101, and once you put it into use, you’ll see how well it can work for your business.These are 2 highly effective digital marketing strategies that you can use to improve your traffic, sales and profits right away. There are many more techniques that you can use to boost your sales for your website, but these 2 alone can put you over and above your competitors. The biggest thing to understand is that it takes repetitive efforts, and daily work to make any digital marketing strategy work. You don’t get results and make money if you’re lazy. So keep that in mind. Good luck!

If you are considering enrolling in the high-risk health insurance of your state, there are some things I’d like to discuss here so that you can make an informed decision about whether a high-risk health insurance plan is for you. Let me start with a quick definition of high-risk health insurance: It is defined as medical coverage for individuals with health conditions that prevent them from enrolling in a traditional health insurance plan.These “high-risk pools” are options that are available to help ensure that individuals who are labeled as high-risk are still able to carry health insurance. Now, for those of you that are all set to jump on the risk pool bandwagon, I do advise you of the following negative aspects of it: is typically more expensive, is often difficult to obtain (strangely) and may also require that you have been without health insurance for the past six months. And I get the following question almost daily, so I figure I will answer it here: should I forego applying for an individual health plan and go straight to the pool? The answer is no! Most high-risk pools require getting formally declined from an individual health insurance carrier or a letter from a health insurance agent that states that you are medically ineligible for an individual health plan.With this being said, let’s discuss situations in which high-risk health insurance is a good fit.You Have High-Risk Health ConditionsIf you have one of the conditions listed in the eligibility requirements of the pool in your state, then it is most likely that it will be a good fit for you. Conditions may be also be considered high-risk if they require costly or ongoing medical treatment in the form of prescription medicine or medical treatments and procedures. However, not all individuals that I would advise to go into the risk pools will have chronic diseases that prevent them from obtaining medical insurance. The pools may also be a good fit for those that have conditions with a high incidence of complications or require ongoing medical care, thus making it difficult to obtain coverage. Obesity and pregnancy are examples of such conditions. Health factors such as these can make it difficult for an individual to obtain healthcare while the conditions are still present. The pool is also a good option if you have a condition that is not specifically listed as an eligible condition in the eligibility requirements but was excluded from coverage when you applied for an individual health plan. In other words, if you applied for individual health plan and you weren’t declined but you got your condition excluded from coverage, high-risk health insurance is available to you as well.You Have Pre-Existing Medical ConditionsHigh-risk health insurance should be a good fit for you if you have a pre-existing condition that may not be high-risk. Pre-existing conditions are health issues that are known to exist prior to an individual seeking healthcare. However, when obtaining new individual health coverage, there is typically a waiting period during which insurance will not cover medical care related to these conditions. The last thing you want is to enroll in a health insurance plan and they tell you, “we’re going to cover the very condition you’re getting health insurance for after a year.” Yeah, thanks! It is easier to get around the pre-existing condition clause if you’re in a high-risk health insurance program. The pools have special rules governing pre-existing conditions that are much easier to navigate than their corresponding individual health plans. An example of such pre-existing medical conditions that I’d advise for the risk pool are neurological conditions. Neurological conditions are usually not one of the conditions listed in the eligibility requirements of the high-risk pool but they are typically pre-existing conditions that, if you were to enroll in an individual health plan, you’d be waiting a year for coverage on.You Can Afford To Pay Higher PremiumsThe premiums can be higher when compared with individual health policies, the premiums are based on the carrier considering the fact that they are covering people with pre-existing conditions. You will be paying an average of $660/month for a 50-something year old non-smoker (in states where the federal government is running the pools), which is not affordable for everyone.You Have Been Uninsured For Six MonthsFor the most part, in order to qualify for coverage in one of the risk pools, a person has to have been uninsured for at least six months. This was created to keep people from switching off of other coverage (including existing high risk pools) and then jacking up the new pools with members. For those who have conditions and have been uninsured for several months after exhausting COBRA or after an employer goes out of business and stops offering health insurance all together, a high-risk health plan will likely be a good fit for you.If you’re considering high-risk health insurance, consider the above situations and also make sure you know your state’s plans and regulations. The pools vary by state due to rules and regulations that are at the state government level. Individual states offer high-risk pools that allow those who have been denied coverage to obtain health insurance and these pools are designed to grant medical care to those who cannot otherwise obtain it but they are not available in all states. High-risk health coverage may also be a higher cost than individual health insurance but it can still be an extremely viable option for those who cannot obtain coverage by any other means.Thank you for reading, I hope this was helpful!